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Product

Everything Xonomy does

Grouped by the journey of a green financing, from first opportunity to the final report.

Find green opportunities

  • "How green is my book?"Upload the loan book and see which facilities are likely green, possibly green or out of scope, without creating anything.
  • Instant pre-check for relationship managersAn eligibility answer for one deal in seconds, then one click to start the full assessment with the details filled in.
  • Pipeline and target projectionSee what the green ratio will be if the pipeline closes and renewals happen, and how far that is from your targets.
Portfolio pre-screening results listing facilities as likely green, possibly green or out of scope
Pre-screening a facility book
Origination pre-check showing matching taxonomy activities for one prospective deal
An instant pre-check for one deal

Classify each financing

  • Guided assessmentLoans, projects or client activities, conventional or Islamic. Step by step: deal, activity, criteria, evidence, submit.
  • The right activity, suggestedThe client's ISIC code points to the matching taxonomy activity; a link opens the exact page of the official taxonomy.
  • Answers pre-filled three waysFrom product templates (e.g. Green Murabaha), from similar approved deals, and from documents already uploaded. The analyst confirms.
  • Evidence next to each criterionDocuments are attached exactly where they prove something, with expiry dates tracked.
  • AI assistance, if you want itUsing the bank's own AI, Xonomy suggests answers and quotes the page they came from. Nothing is accepted without the analyst.
  • Ready before you submitA readiness panel lists anything missing, with one click to fix it.
Assessment step with taxonomy criteria answered, evidence attached and progress shown
Criteria answered, with evidence and progress
Assessment with answers pre-filled from a product template
Answers pre-filled from a product template
Suggested answers from uploaded documents, waiting for the analyst to accept them
AI suggestions the analyst accepts or ignores

Approve with confidence

  • Maker–checker built inThe person who prepares a deal can never approve it. Reviewers approve, or return it with comments.
  • See what changedOn resubmission the reviewer sees exactly which answers and documents changed since they returned it.
  • A clear verdictAligned green, aligned amber (transition, with its sunset date) or not aligned, with the reasons written out.
  • Work queues and service levelsEach person sees what is waiting for them; overdue reviews are flagged against the bank's review deadline.
Reviewer view highlighting the answers and documents changed since the assessment was returned
Reviewer view: changes since return
An approved assessment with its verdict locked
An approved, locked verdict
Assessment work queue filtered to items returned to the analyst
A personal work queue

Prove it to clients and the market

  • Green financing certificateA certificate in English or Arabic, with the bank's logo, name and colours.
  • Anyone can verify itA QR code opens a public page confirming the certificate is valid, without revealing deal details. Revocable at any time.
  • Client green portalShare a secure, expiring link so a corporate client can view and download their own certificate.
Public certificate verification page showing a valid certificate without deal details
Public verification of a certificate
Client portal page where a corporate client downloads their certificate
The client green portal

Monitor after approval

  • Use-of-proceeds trackingRecord how green loans are actually disbursed against their green purpose, the basis of allocation reports.
  • Renewals prepared for youAs a deal nears renewal, a new draft is created with the previous answers ready to confirm.
  • Expiry and sunset alertsWarnings before evidence expires or a transition (amber) status reaches its sunset date.
  • Taxonomy updates handledWhen the official taxonomy changes, Xonomy compares versions and lists the approved deals that are affected.
  • Reconciled to core bankingCompare the assessed book with the bank's facility book to catch drift, unassessed or closed facilities.
Reconciliation of the assessed book against the core banking facility book
Reconciliation with the core banking book
A renewal draft created with the previous answers ready to confirm
A renewal draft, prepared for you
Taxonomy versions screen with the version gap analysis against approved assessments
Taxonomy versions and their effect on approved deals

Report to the board and the regulator

  • CBJ returns in clicksThe CBJ Model (3) green finance return, a green finance register and an audit extract, together in one regulator pack.
  • Board dashboard and board packGreen share of facilities and assets, green asset ratio, trend over periods, targets and progress.
  • Period close with assuranceFile the period, have the auditor sign off, export the pack and close it. The financial year-end is the bank's choice.
  • Group consolidationBranches and subsidiaries reported separately and rolled up into a group view.
  • Results back to core bankingAn export of classifications for green pricing and other bank systems.
Board dashboard with the green share of the book and trend over periods
The green book at board level
Green finance report with the CBJ Model (3) filing view and export buttons
Reports and the regulator pack
Reporting periods with file, assure and close steps
Period close: file, assure, close

Sustainability disclosure Add-on modules

  • ISSB S1 and S2 readinessA gap assessment against each disclosure requirement, with climate metrics fed from the approved green book and a bilingual disclosure pack.
  • Financed emissionsEmissions attributed to each facility using the PCAF method, measured and estimated figures kept apart, approved like any deal and fed into IFRS S2.
  • More than one frameworkClassify the same deal under the Jordan taxonomy and a second framework, for banks with international parents.
ISSB disclosure checklist showing the gap assessment per requirement
ISSB disclosure gap assessment
Financed emissions dataset with emissions attributed per facility
Financed emissions by facility
Additional frameworks panel classifying the same deal under a second framework
One deal, more than one framework

Made for Jordanian banks

  • Arabic and English, everywhereScreens, certificates, reports and exports, right to left, with optional Hijri dates.
  • Islamic finance readyMurabaha, Ijara, sukuk and conventional products in the same process.
  • Your data stays in the bankInstalled on the bank's own servers. Nothing is sent outside.
  • Fits how the bank worksFour roles (Administrator, Analyst, Reviewer, Auditor), the bank's own sign-in, and connections to loan origination and core banking.
The Xonomy home screen in Arabic, right to left
The whole application in Arabic
An assessment verdict shown in Arabic
Verdicts and reasons in Arabic

Screens shown with sample data.

The short version

Xonomy in 30 seconds · Video in English. Screens shown with sample data.

Next step

See your own book in Xonomy

Bring an anonymised extract of your facility book to a demo and see how green it is in minutes. Then decide on a four-week pilot.

Request a demo