For your bank
Green finance has moved from a marketing message to a regulated, audited and reported number. Here is how Xonomy helps each team, and how a bank gets started.
A trusted view of the green book, green asset ratio, targets and trend, in a board pack ready to present.
One method for the whole bank, progress against green targets, and the ISSB disclosure drafted from real data.
Know in seconds whether a deal could qualify, win green deals faster, and give clients a verifiable green certificate.
Maker–checker approval, clear reasons for every verdict, and alerts before evidence or green status expires.
CBJ returns, the regulator pack and period close produced in clicks, and reconciled to the core banking book.
A read-only auditor workspace, evidence packs and a tamper-evident record of who did what, and when.
Green finance has moved from a marketing message to a regulated, audited and reported number. Most banks still produce it by hand.
Regulation
Banks are expected to classify their financing against the national taxonomy and report green exposure in the CBJ's templates, period after period.
Disclosure
Listed banks and groups with international parents face IFRS S1 and S2 climate disclosure, including financed emissions, the hardest number for any bank.
Markets
Issuing green bonds or sukuk, or attracting climate funding, requires a defensible pool of eligible assets and proof of how the money was used.
Today's reality
Analysts read a 150-page taxonomy, map each deal by hand and keep evidence in emails and folders. Results differ between people, and audits take weeks.
| Success measure | Suggested target, agreed with the bank |
|---|---|
| Time to classify a deal | 30 minutes or less |
| Answers pre-filled | At least 40% |
| Test scenarios passing | 95% or more, with no open critical issue |
| User satisfaction | 4 out of 5 or better |
No. It guides the work and applies the taxonomy rules consistently, but people answer the criteria, attach evidence and approve. AI suggestions are optional and always need a person to accept them.
The new version is loaded alongside the old one. Xonomy shows what changed and which approved deals are affected; past assessments keep the version they were made under.
Every result shows the criteria, answers, evidence, taxonomy version and who prepared and approved it. Auditors get their own read-only access and can sign off each period. CBJ returns follow the Central Bank's Model (3) template.
No. Xonomy is installed on the bank's own servers and works without internet access. If you use the AI assistance, it talks only to the bank's own AI.
A pilot takes four weeks. Going live after a successful pilot is mostly installation on production, training and the first reporting period.
Yes. Start with the core for one business line, then extend to the whole bank and add ISSB disclosure or financed emissions when needed.
Next step
Bring an anonymised extract of your facility book to a demo and see how green it is in minutes. Then decide on a four-week pilot.
Request a demo